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The existence of fake Economic Community for West African States (ECOWAS) Brown Insurance Cards is hampering efforts to provide insurance for motorists that travel from one country to another within the sub-region.

According to the Chief Executive Officer (CEO) of the Ghana National Bureau of ECOWAS Brown Card Insurance Scheme, Mr Gabriel Glover, victims of accidents caused by holders of the fake cards cannot be compensated, making it difficult for the scheme to achieve its purpose.

Mr Glover disclosed this at a one-day capacity building workshop on the procedures and operations of the scheme in Takoradi.

It was attended by representatives of various insurance companies in the sub-region.

ECOWAS Brown Card Insurance covers Third Party Liability for injury, death and property damage caused by visiting motorists from other ECOWAS member states.

Addressing the participants, Mr Glover said the fake cards did not only make the scheme lose huge sums of money, but it also put the holder’s life in danger.



Mr Glover stated that the scheme had introduced new security features to curb the use of the fake cards.

Criminal liability

He, however, warned that the card did not cover criminal liability.

“The area of conflict is where motorists think that once they have a Brown card, they should be allowed to continue their journey without full investigations in the criminal aspects of accidents,” he said.