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The last thing someone who contracts coronavirus needs to worry about is the cost of treating it.

While legislators, regulators and insurance companies have taken steps aimed at improving access to care and reducing expenses, one person’s required share of medical charges could vary wildly from another patient receiving the same treatment.

Most individuals who come down with the virus recover at home.

However, an estimated 15% of infected people may end up hospitalized, according to the Kaiser Family Foundation. Recent data suggests that patients who go to intensive care stay there for an average of 20 days.