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Fidelity Bank has revealed that it has exceeded its deposit targets of GhC 900 million for 2011. According to the bank, a number of factors including improved customer service and a unique banking products shot up its 2011 deposits to record heights. The 2011 banking year was generally a good one for the industry with non-performing loan ratio to about 15. 3 per cent while total banking assets hit 20. 6 billion cedis, according to the Bank of Ghana. In an interview with Citi Business News the deputy managing director of Fidelity Bank, Jim Baiden said the bank saw significant improvement in most of its operations especially with its deposit targets. �The target we set ourselves was to achieve an end of year deposit level of GHc900 million, as we speak right now we have a deposit target of GhC950 million. We have done very well,� he opined.